Phone: (315) 342-4574  |  Monday – Friday: 8:30am to 4:00pm | Routing Number: 221379060 | 90 West Utica St. Oswego, NY 13126 | Like us on Facebook!

Our office will be closed on Monday, October 12th, in observance of Columbus Day

Savings Rates

Savings Rates

Account TypeMinimum BalanceRateAPY*
Regular Shares$5.000.25%0.25%
Christmas Club$0.000.25%0.25%
Summer Savings$0.000.25%0.25%
Miscellaneous and Travel$0.000.25%0.25%
IRA Shares$5.000.25%0.25%
High Yield Savings$0.01 – $2,499.990.25%0.25%
–$2,500 – $9,999.991.30%1.31%
–$10,000 – $24,999.991.40%1.41%
–$25,000 – $49,999.991.60%1.61%
–$50,000 – $99,999.992.60%2.63%
–$100,000 – $199,999.992.70%2.73%
–$200,000 – $1,000,000.003.00%3.04%
–$1,000,000.01 and over3.10%3.14%

*Annual Percentage Yield.
Rates and APY are subject to change without notice. Please contact the credit union for additional terms and conditions.
All accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts are separately insured up to $250,000.