Phone: (315) 342-4574  |  Monday – Friday: 8:30am to 4:00pm | Routing Number: 221379060 | 90 West Utica St. Oswego, NY 13126

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Savings Rates

Savings Rates

Account TypeMinimum BalanceRateAPY*
Regular Shares$5.000.25%0.25%
Christmas Club$0.000.25%0.25%
Summer Savings$0.000.25%0.25%
Miscellaneous and Travel$0.000.25%0.25%
IRA Shares$5.000.25%0.25%
High Yield Savings$0.01 – $2,499.990.25%0.25%
$2,500 – $9,999.991.30%1.31%
$10,000 – $24,999.991.40%1.41%
$25,000 – $49,999.991.60%1.61%
$50,000 – $99,999.992.60%2.63%
$100,000 – $199,999.992.70%2.73%
$200,000 – $1,000,000.002.90%2.93%
$1,000,000.01 and overno dividendno dividend

*Annual Percentage Yield.
Rates and APY are subject to change without notice. Please contact the credit union for additional terms and conditions.
All accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts are separately insured up to $250,000.